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Yahoo News - Latest News & Headlines

The Al Franken Scandal Is A Godsend For Alabama RepublicansHUNTSVILLE, Ala. ― At the monthly meeting of the Madison County Republican Men’s Club here on Saturday, the subject at hand was Judge Roy Moore. You could tell from the way people kept talking about anyone and anything else, such as Sen. Al Franken. Battle noticeably avoided any mention of Moore despite standing nestled among gigantic Roy Moore election posters.


11/20/2017 1:21:31 PM

Nine-year-old boy with cancer dies after last wish was Christmas cardsA nine-year-old boy with cancer died after his wish for an early Christmas celebration was fulfilled. Jacob Thompson's family announced that the young boy died at the Maine Medical Center in Portland on Sunday. Last month, Jacob said his last wish was to receive Christmas cards to celebrate his last holiday, and his story quickly went viral.


11/20/2017 2:03:38 PM

Ohio Man Threatened Historical Mass Shooting At Las Vegas CasinoAn Ohio man is facing federal charges after he allegedly threatened to stage a historic mass shooting at a Las Vegas casino where his estranged wife was employed at the time.


11/20/2017 12:56:54 PM

US serviceman arrested for fatal road accident in OkinawaA US Marine who tested positive for excess alcohol was arrested in Japan's southern island of Okinawa on Sunday after an elderly local man was killed in a road accident, police said. The 20-year-old was held for alleged negligent driving resulting in death, said Kazuhiko Miyagi, a road traffic officer with Okinawa police. The US Marine Corps confirmed the accident in a statement, expressing "sincere condolences" to the family of the dead man and promising full cooperation with the investigation.


11/19/2017 12:05:35 PM

Mugabe agrees to stand down as Zimbabwe president: sourceRobert Mugabe agreed on Sunday to resign as Zimbabwe's president hours after the ruling ZANU-PF party fired him as its leader following 37 years in charge, a source familiar with the negotiations said.


11/19/2017 1:49:51 PM

Figuring out the kind of mortgage you can afford is one of the most important parts of buying a home. The Hilson Team is your source for mortgage info and mortgage services in Milton, Ontario. The Hilson Team mortgage calculator can help you gather valuable mortgage information to guide your home buying experience.
 
By using the calculator below, you can determine whether or not you will need a loan, an estimate of your mortgage, and whether you should be renting or buying your next home. This information is a crucial part of the home buying process. Knowing your budget and what you want to spend will help you narrow your search and target the homes you can afford.
 
Contact The Hilson Team today to discuss mortgages and your family’s unique home buying needs. The team is happy to answer any of your questions and help you find your next home.   
 


Mortgage Info






Barbara Legere

Barbara Legere
Mortgage Manager
Scotiabank
416 - 434 - 5992

Barbara.legere@scotiabank.com

Creating mortgage solutions to match your home ownership needs.

                                   Fax: 905:873.7558
                                   Web: mdm.scotiabank.com/blegere


Mortgage Calculator


Let us help you find out what you can afford! Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.


Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.

Required Fields
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
Estimate Insurance to 0.43% of Cost
Annual Property Tax:  $  
Estimate Tax to 1.2% of Cost
Monthly Income:  $
Monthly Debt:  $
Optional Fields
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $
Results
  Receive this Detailed Analysis

Your Monthly Payments
 
Loan Amount:
Loan Insurance (%):
Total Loan (Mortgage) Amount:
 
Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:
Income Needed to Qualify for the Mortgage
Total Monthly Loan Payment:
Total Monthly Debt Payment:
Monthly Loan Insurance (%):
Qualifying Income of % GDS Ratio:
Qualifying Income of % TDS Ratio:
What You Can Afford
We are using the % ratio.
Cost of House:
Down Payment:
Loan Value:
Monthly Principal & Interest:
Monthly Insurance:
Monthly Property Tax:
Monthly Condo Fees:
 
Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] /
(monthly interest rate/ function of interest rate)
Renting
Monthly Rent: $
Annual Rental Increases:  %
Monthly Renter Insurance: $
Savings or Investment Rate:  %
 
Owning
Planned # of years in home: 
Yearly appreciation of the home:  %
Annual home maintenance:  %

 


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